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Personal IRA

Personal

Banking

Achieve a Stress-Free Retirement.

State Bank of Newburg knows it’s never too early or late to plan for retirement. Our 18 mo Variable Rate IRA can help you achieve your goals of a stress-free retirement. We offer both a Traditional and Roth IRA.

ProductMinimum
Opening Balance
Interest Will Be CreditedInterest RateAnnual
Percentage
Yield (APY)
Fixed Rate or Variable Rate

3 mo Certificate
of Deposit


$1,000.00


At Maturity - under $10,000
Monthly - $10,000 or above


0.25%


0.25%


Fixed


6 mo Certificate
of Deposit


$1,000.00


At Maturity - under $10,000
Monthly - $10,000 or above


0.75%


0.75%


Fixed


12 mo Certificate
of Deposit


$500.00


At Maturity - under $10,000
Monthly - $10,000 or above


1.15%
1.15%


1.15%
1.16%


Fixed


24 mo Certificate
of Deposit


$500.00


At Maturity - under $10,000
Monthly - $10,000 or above


1.45%
1.45%


1.45%
1.46%


Fixed


36 mo Certificate
of Deposit


$500.00


At Maturity - under $10,000
Monthly - $10,000 or above


1.80%
1.80%


1.80%
1.81%


Fixed


60 mo Certificate
of Deposit


$500.00


At Maturity - under $10,000
Monthly - $10,000 or above


2.20%
2.20%


2.20%
2.22%


Fixed


18 mo Variable
Rate IRA


$500.00


Quarterly


1.50%


1.51%


Variable

A penalty may be imposed for early withdrawal.

Annual percentage yield is accurate as of 1/1/2018.

Fees could reduce the earnings on the accounts.

Full disclosures of all products provided at time of account opening or upon request.