Personal CD

Personal

Banking

Have Reassurance of a Fixed Interest Rate.

State Bank of Newburg understands the investments goals of individuals looking to set money aside with the reassurance of a fixed interest rate. We offer a variety of CD accounts to accommodate those goals.

ProductMinimum
Opening Balance
Interest Will Be CreditedInterest RateAnnual
Percentage
Yield (APY)
Fixed Rate or Variable Rate

3 mo Certificate
of Deposit


$1,000.00


At Maturity - under $10,000
Monthly - $10,000 or above


1.30%
1.30%


1.31%
1.31%


Fixed


6 mo Certificate
of Deposit


$1,000.00


At Maturity - under $10,000
Monthly - $10,000 or above


1.80%
1.80%


1.81%
1.81%


Fixed


12 mo Certificate
of Deposit


$500.00


At Maturity - under $10,000
Monthly - $10,000 or above


2.15%
2.15%


2.15%
2.17%


Fixed


24 mo Certificate
of Deposit


$500.00


Annually - under $10,000
Monthly - $10,000 or above


2.40%
2.40%


2.40%
2.43%


Fixed


36 mo Certificate
of Deposit


$500.00


Annually - under $10,000
Monthly - $10,000 or above


2.80%
2.80%


2.80%
2.84%


Fixed


60 mo Certificate
of Deposit


$500.00


Annually - under $10,000
Monthly - $10,000 or above


3.15%
3.15%


3.15%
3.20%


Fixed


Classic IRA
(not available for new accts)


$500.00


Quarterly


2.00%


2.02%


Variable


18 mo Variable
Rate IRA


$500.00


Quarterly


2.65%


2.68%


Variable

A penalty may be imposed for early withdrawal.
Annual percentage yield is accurate as of 2/19/2019.
Fees could reduce the earnings on the accounts.

Full disclosures of all products provided at time of account opening or upon request.